| Ok, little tips here to help you lower the insurance | | | | has their HISS system, an advanced immobilizer. |
| premium for your motorbike, a few simple rules | | | | You can purchase alarms for under 100 and |
| to follow when considering your insurance options. | | | | quality chains and locks can be bought for around |
| Where do you park? | | | | 40 upwards. |
| The answer to this question has a massive | | | | Whichever security device you buy, be sure they |
| impact on the cost of your motorbike insurance. | | | | are Insurance approved. This means that the |
| The best option according to the insurance | | | | insurance company has tested the security item, |
| industry is locked your own garage. If you don't | | | | and that it meets their requirements. |
| have one, is it possible to use neighbours. This | | | | Alarms and immobilizers give you the biggest |
| does not give the same benefit as having your | | | | discount, but chains and a lock make your bike |
| bike parked in your own garage, but it will still | | | | harder to steal. If possible, get both. |
| bring your premium down. You can also buy | | | | How old are you, and do you have any No |
| specialist bike sheds for around 700. These are a | | | | Claims? |
| worthwhile option if your budget allows, as it will | | | | Age, you can do nothing about. The younger you |
| give you the same discount as having your bike in | | | | are, the more Insurance you pay, simple as that. |
| a garage. | | | | No Claims Discount/Bonus or NCD/B is basically a |
| If you park on your driveway, you will get some | | | | discount the insurance companies give you for |
| discount, but not quite as much as if it was in a | | | | every year of riding without claiming. So, the |
| garage/shed. If you have any space on your | | | | safer you are, the less you claim on your |
| property, use it to park you motorcycle | | | | insurance, the more NCD you can get. This can |
| overnight. Insurance companies do not like bikes | | | | save you a massive amount, up to 40%! |
| to be parked on the road, as it is more likely to | | | | In summary, insurance is an expensive, but |
| be stolen or damaged out in the open. | | | | necessary cost of biking. By following the items |
| What security do you have? | | | | above you can save a decent amount on your |
| There is a comprehensive range of chains, ground | | | | premium, leaving you some spare cash to spend |
| anchors and other security devices. Some | | | | on goodies for you and your bike. |
| companies build in security into new bikes. Honda | | | | |